This is the timeline of events which led to one family getting their home removed from FEMA’s flood plan designation. 

May, 2010: 

1.  Received notification from mortgage company that home was in a flood plain and that this required the purchase of flood insurance.

2.  Purchased flood insurance.

3.  Paid $400 to land surveyor to provide an elevation certificate of lot.  Survey showed property was above the elevation designated as a flood plain.

June 2010

            4.  Completed LOMA* form from FEMA* website.

5.  Mailed form to FEMA with a copy of elevation certificate, Plat Map of subdivision with seal and recording information*, and FIRM* panel.

August 2010

6.  Gave copy of elevation certificate to insurance company.  Company reduced the insurance cost pending receipt of notification from FEMA that the property was officially removed from flood plain designation

7.  Received FEMA response stating that property was officially removed from the flood plain.

8.  Faxed FEMA response to mortgage company who dropped the requirement for flood insurance.

September 2010

            9.  Cancelled flood insurance and received refund of unused premiums

October 2010

10  Start investigating possibility of getting reimbursement from FEMA for survey and insurance cost.

* A Plat map must be obtained from the City of Fort Worth.  Instructions on how to submit a request for a Letter of Map Amendment [LOMA] and obtain a flood insurance rate map (FIRM) can be accessed from the FEMA website at www.fema.gov/ .   More detailed information about obtaining these documents will be on www.BHTTNA